tag:blogger.com,1999:blog-1789075618098163517.comments2012-05-18T08:54:45.085+08:00KKnoreply@blogger.comBlogger159125tag:blogger.com,1999:blog-1789075618098163517.post-6939190854479295732012-05-18T08:54:45.085+08:002012-05-18T08:54:45.085+08:00Hi KK,<br />I just sold my property and the buyer has paid the bank upfront as I still have outstanding loan amount with the bank. Can I know usually how long does it take for the bank to release the balance money to the seller ? <br /><br />Thanks.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-80565987490466720762012-04-13T18:30:36.634+08:002012-04-13T18:30:36.634+08:00Hey, I&#39;m still doing fine. No problem.KKhttp://www.blogger.com/profile/09217365919400483474noreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-41174103216433132372012-04-06T07:47:03.848+08:002012-04-06T07:47:03.848+08:00How are you doing now?stringhttp://www.blogger.com/profile/09227957866353872421noreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-67562848096663669562012-04-06T07:46:38.369+08:002012-04-06T07:46:38.369+08:00How are you doing now?stringhttp://www.blogger.com/profile/09227957866353872421noreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-84085687097477586902012-01-21T15:01:32.739+08:002012-01-21T15:01:32.739+08:00I enjoy your writing style genuinely loving this internet site. “Do not speak quickly it is a sign of insanity.” by Bias.wireless broadband Australiahttp://www.internetchoice.com.aunoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-23933151987133646952011-11-02T02:07:42.356+08:002011-11-02T02:07:42.356+08:00Hi KK,<br />My agent just receive deposit from the buyer. Since I&#39;m in overseas, do you suggest me sharing lawyer with the buyer?<br />What if I&#39;m not happy with the S&amp;P draft by the shared lawyer and at that point can I ask the lawyer to change the clause? or I need to assign another lawyer? <br />What is the precaution I need to take to prevent from signing an unfair/ cheating S&amp;P?<br />Thank you very much!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-85851096946889733902011-06-21T22:48:36.225+08:002011-06-21T22:48:36.225+08:00Do u have any lawyer in Penang to recommend as I am in the midst of buying a resale apartment, and the seller is willing to give me a discount to assist me to get a higher loan? Pls sms me at 0176256031.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-15848546584771661032011-05-19T23:01:02.549+08:002011-05-19T23:01:02.549+08:00In your experience, which party should pay the MOT fees ? My sister evaluator told her that the vendor should pay it, but the lawyer says the buyer. <br /><br />If the vendor and the buyer use a common solicitor, what are the charges that the solicitor will incur on the vendor?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-47947761196578932272011-01-29T18:27:44.396+08:002011-01-29T18:27:44.396+08:00As I&#39;m not really a practice lawyer, this is what I know:<br /><br />Since your lawyer proceed to deduct 10% already, then you have no choice but to pay the Property Gain Tax. But you can still get the exemption in your next property. Since now the RPGT is still low, paying it might be better. In future, if RPGT increase, then you can use the exemption for your next property.<br /><br />As for your remaining balance of your 10%, you should get it when you sign the S&amp;P. If you haven&#39;t get it, it is very weird unless you have agreement not getting it with your buyer.<br /><br />Lawyer fee must be paid. Example is property around rm300k, your s&amp;p lawyer fees around rm1000. <br /><br />CHarging interest to buyer must depend on your S&amp;P. If your lawyer prepare S&amp;P that side with your buyer, probably your S&amp;P might not include clause to charge interest. But please consult proper lawyer about your S&amp;P or you can try to read your S&amp;P properly whether there&#39;s a clause in it. <br /><br />My statement above is based on your short information. My advice is to consult your lawyer and if you don&#39;t trust your own lawyer, get further advice from other lawyer.KKhttp://www.blogger.com/profile/09217365919400483474noreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-13625959070101864002011-01-24T23:11:10.868+08:002011-01-24T23:11:10.868+08:00I ve sold my apartment on 15th June 2010. However, I was informed by the seller&#39;s lawyer (acting on our party) that I need to pay for the real property gain tax to LHDN, which they have decucted from the 10% deposit. In addition, the remaining balance still does not disburse to my existing loan to date. <br /><br />Question: May I get the refundable tax which I was not aware of that I could actually get the exemption on the 1st sold property?<br /><br />I have been charge to pay for the lawyer fee on the S&amp;P doc? Should I pay for these fee as well? <br /><br />The transaction has been taken more than 6 months, can I charge the interest to the buyer? My property is leasehold under master title....<br /><br />Really appreciated if you could reply soonest possible/....<br />Thanks a lot!!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-43331873863535984122010-12-20T17:19:28.477+08:002010-12-20T17:19:28.477+08:00Hi KK,<br />Very, very insightful.Tq.<br />Quick check - “.Stamp duty exemption (50%) for Instrument of Transfer.This exemption is applicable for sales and purchase agreements executed from Jan 1, 2011 to Dec 31, 2012.”<br /><br /> <br /><br />In your (professional) opinion, share with me exactly what “executed” means, please? <br /><br /> <br /><br />Assuming SPA is signed by 20/12/10, for example, for the purchase of a condo for the selling price of RM250k (master title); define “execute” in the above circumstance.<br /><br /> <br /><br />If possible, walk me through the process of how to take advantage of the above exemption in the best way in order to enjoy the above exemption.<br /><br />Many Thanks,<br />R10Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-43145625357710483522010-12-14T09:39:24.946+08:002010-12-14T09:39:24.946+08:00thanks anonymous and ong :)KKhttp://www.blogger.com/profile/09217365919400483474noreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-71522798377573077832010-12-14T09:38:40.073+08:002010-12-14T09:38:40.073+08:00I&#39;m sorry to disappoint you. Haha... but this is a tutorial if you have a 1 bit dust to be removed. Its easier than lens pen or blower.KKhttp://www.blogger.com/profile/09217365919400483474noreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-34720484813372243452010-12-10T07:57:21.862+08:002010-12-10T07:57:21.862+08:00how is this a tutorial on how to clean the sensor on an EP-1? Waste of time....Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-10406557511695876462010-12-04T22:44:47.973+08:002010-12-04T22:44:47.973+08:00He released her and motioned her to lead. Mommys going to lock herself inher room and get some sleep.<br />hot sex stories dogsex<br />arabic sex sites for erotic stories<br />bestiality stories of dog sex<br />free true sex stories<br />hannah montana dog sex stories<br />He released her and motioned her to lead. Mommys going to lock herself inher room and get some sleep.sexy daughter storieshttp://members.multimania.co.uk/carlaamos/lesbian-first-time-stories.htmlnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-75754664792234178042010-11-29T21:21:49.275+08:002010-11-29T21:21:49.275+08:00&quot;Even very low concentrations of ozone can be harmful to the upper respiratory tract and the lungs. The severity of injury depends on both by the concentration of ozone and the duration of exposure. Severe and permanent lung injury or death could result from even a very short-term exposure to relatively low concentrations.&quot;<br />To protect workers potentially exposed to ozone, OSHA has established a permissible exposure limit (PEL) of 0.1 ppm (29 CFR 1910.1000 table Z-1), calculated as an 8 hour time weighted average. Higher concentrations are especially hazardous and NIOSH has established an Immediately Dangerous to Life and Health Limit (IDLH) of 5 ppmongnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-89616125476595304272010-11-26T01:10:40.422+08:002010-11-26T01:10:40.422+08:00check this out<br />http://umaine.edu/publications/4338e/Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-32206726585610186092010-10-31T16:54:57.713+08:002010-10-31T16:54:57.713+08:00bursa geceleriCanhttp://www.blogger.com/profile/01500244977476624045noreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-12033133197267573502010-10-25T18:47:33.690+08:002010-10-25T18:47:33.690+08:00Can u tell me who&#39;s lawyer preps the S&amp;P agreement - buyer or seller? If the buyer&#39;s lawyer preps then the seller&#39;s lawyer only has to vat the S&amp;P Agreement ... will he still charge me according to the schedule for preparing S&amp;P or will it be a lesser fee?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-18907927772027436102010-10-25T15:27:07.589+08:002010-10-25T15:27:07.589+08:00Sorry! it should be read as &#39;had evolved to EyeRelax2Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-15603312156962986482010-10-25T15:26:25.146+08:002010-10-25T15:26:25.146+08:00Hi KK and Soo Sean,<br /><br />EyeRelax had evolved to EyeRelax to now which may combat myopia (short-sightedness), presbyopia (adult long-sightedness) and amblyopia (lazy eye), an all-in-one device.<br /><br />You may check out the reliability via this facebook page link which enclosed with lots of media links and page. Please visit http://www.facebook.com/profile.php?id=100001692523397Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-17403871262240603332010-09-24T15:42:59.095+08:002010-09-24T15:42:59.095+08:00Koh samui is an amazing place, beautiful beach &amp; clear water! If you are looking for a romantic scape...this is the place!Phuket Hotels Thailandhttp://www.phuketbooknow.comnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-31893246008122661592010-08-19T01:01:42.962+08:002010-08-19T01:01:42.962+08:00I agree too. It was cool man.<br />Did our Malaysia Government fixed minimum and maximum maintenent charge for a condo/apartment?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-56319500941733149482010-07-07T23:20:26.753+08:002010-07-07T23:20:26.753+08:00Great information very educative, thank you for sharing.About LASIK surgeryhttp://lasik-secrets.comnoreply@blogger.comtag:blogger.com,1999:blog-1789075618098163517.post-66923624437406557902010-05-31T11:41:50.643+08:002010-05-31T11:41:50.643+08:00I did a lot of reading but it was totally cool. Thanks for this post.<br /><br />Deirdre Gcondo manilahttp://www.atayala.com/noreply@blogger.com