Right or wrong is subjective to every person

All I can say is everyone's unique. Everyone deserve to make their choice. There's no right or wrong. If I tell you that you made a wrong decision to do that, please don't listen to me. What looks wrong to me probably right to you. You just have to believe yourselves in making that decision. I'm talking about personal choice and preferences. Its not company decision or group decision where decision must made based on data and stuff like that. But for personal decision, you don't always need data to support your decision. If you like motorbike and racing, I won't tell you that its ridiculous to waste money changing tyres and all those add on. If you like to bake cakes, I won't say to you to just buy from outside where you can have variety of foods instead of stuck with certain types of foods because you don't have other tools to make other types of food. All this is your personal preferences. I have my choice and personal preferences and I'm proud to make it. At least, I need to learn to be proud to make that decision now. And asking other's opinion or think about other's opinion when making a personal choice means you're not living your life. Go on and live your life be free!

Why did I linger around internet?

Most of the time, I continue surfing net eventhough I've done researching on the stuff I want to do. I keep on sitting on the executive chair thinking of which website to go next. Almost all the time is forum.lowyat.net, themalaysianinsider.com, malaysiakini.com, jeffooi.com, facebook.com and so on. I will keep on alternating these sites to see if there's any updates. Most update come from forum.lowyat.net because that's the most people go. But I can't do this any longer. This is wasting time. I might learn a lot of politics. But what does this do to me? I have a lot of more important things to do. This will be another bad habit I need to kick. Probably in the new place, I won't have internet at all. I'll go to the cyber cafe nearby if there's a need to surf net.

I remember the time when I don't have internet. It was peaceful a while. But later, I was thinking that with internet, I can learn a lot of things. Unfortunately, that's true too. I can read about some companies and stuff like that. But after I got back the internet line, did I ever do the research? Actually its a big NO! Something really not right about this. I think this has to do with previous few posts. When you have it, you don't really appreciate it. Once you lost it, you will think how good is it to have it. Same like my dSLR. Nowaday, I itch to have one because I was thinking how beautiful picture I can take. But last time, when I got it, I don't use it at all. This is all misplaced priority and finance.

Conclusion:
No internet. No dSLR. No.....I need to make a list of NO.

First thing first

Its been a problem ever since I started my life journey. It was never done. Already a lot of thoughts being put into it. Emotion also run high because whenever I think why didn't I do it, I feel like kicking myself. But when the time I want to do it, I just slump myself on the bed. Start to do it is one thing. To be able to continue doing it like a bad habit is another problem foreseen.

And thus, I will make this my goal for this year. Number 1 goal. That is, to make sure I have a systematic lifestyle where everything is documented and everything is in place whenever I need it. In another word, I need a good filing system in my life. It seems like the reason my mind is always confuse and does not know what to do, can be stemmed from failure to organize important things in my life starting from filing and documentation. For example, during filing income tax time. This is the time I rummage through all my files and cabinet for receipt. I do put it in a file. But sometimes, I just dump it in my cabinet. This put worrying thoughts in my mind that I might miss some of the receipts. Another problem is documentation of money. I do not really keep track of every single cents that go through my life. I tried to do it 4 years ago but it stopped halfway and I never analyze it. That's failure of financial planning. Probably I should allocate instead of tracking all my money since tracking every cents will be a chore.

And so, this will be it. No more confusing state of financial and documentation shall be a problem in my life anymore. Everything will be on track and this will be the goal for this year.

Did Najib copy Pak Lah way?

PM gets taste of daily commuters’ woes using public transport KUALA LUMPUR: Datuk Seri Najib Tun Razak had a taste of the trials and tribulations of daily commuters when he boarded a packed LRT coach at the Masjid Jamek station here yesterday in his second walkabout in three weeks.
theStar reported here

And Pak Lah did the same thing last year in 2008:

KUALA LUMPUR: Datuk Seri Abdullah Ahmad Badawi took rides on the commuter and Kelana Jaya rail line from Serdang to the city centre Thursday to get a feel of the transportation problems faced by the people and came away less than satisfied.
theStar reported here last year

Question is, are there a big improvement in public transport after Pak Lah ride? And will there be after Najib's ride on public transport? Its ok to copy cat if something is done.

Do I know what I wanted?

My colleague SS told me that I need to go up Penang Hill alone and think about what I want. I keep on flip-flopping endlessly. Worse than Pak Lah. Maybe I should do that this weekend :P

I really think this my be the turning point of my life. Maybe turn to the best or worse. No one knows. But I think probably I take these things too seriously. Maybe its not as bad as it seems.

Too many maybe. Life is always uncertain. But nothing is certain in this life. I should take everything as it comes and not always think of bad side too often. Everything have its pros and cons. I think too much of good things when I want something. And I think about too much of bad things when I got it. Does this case seems like chasing a girl? Think only her good points when you want to chase her but after got her already, you start to see all her flaws and start to screw around behind her back?

I just think that I think too much. There's no need so much analysis. I'm a case of analysis paralysis. Just do the thing that needs to be done today and tommorow will be taken care of by itself.

Regretted selling my house

Suddenly a big regret hang over my head today. I just realised that I will pay a lot for the new house (not in terms of house price). I'll be paying more for tax assessment (cukai taksiran) and maintenance fees.

Gambier Heights house
Maintenance = RM90 x 12 per month
Tax assessment = RM70 x 2 half yearly
Cost = RM1220

Sri Saujana new home
Maintenance = RM185 x 12
Tax assessment = RM212 x 2
Cost = RM2644

Wow, that's almost double the cost over a year. I have extra RM1424 to spend if I stay put in Gambier Heights. Not to mention higher purchasing cost into Sri Saujana and loan that I need to service. I've failed to realise all this cost before selling my current home. I'm kicking myself now.

Since last year to now, I've made a lot of financial mistake and this cost a me a lot of money. I'm now poorer by a lot. And this is during economic crisis. Sigh.... I scared the worst is yet to come.

2 Weeks of KLCI surging

Wow, this is crazy. The stock market that I've been eyeing shoot up far away beyond my understanding. It's irrational market now. I don't dare to go in. I feel regret I didn't buy any stocks (KNM, ZELAN and KINSTEL) when it plunge to lowest level few weeks ago. All go up at least 30%. Touching 950 points now. The feeling of regret is terrible. I hope I can get over this feeling.

Need to take my mind of KLCI for a moment. :(

Playing piano using keyboard

Today my friend teach me how to play piano using flash:

>>>>>>Piano Flash player (click here)<<<<<<<<<<

Just using the key on your keyboard, you can play Canon-in-D:
(in bracket means have to press two key together)

H-JLO E-ILN F-HJM C-GIL
D-FHK A-EHJ D-FHK E-GIL
(HQ)-JLO (EP)-GIL (OF)-HJM (NC)-GJL
(MD)-FHK (LA)-CEH (MD)-FHK (NE)-GIL
ONOH (G B )LIJ (CH)ONM (CN)QST
(DR)QPR (QA)PON (DM)LKJ (EI)KJI
(EH)IJK (EG)ILK (FJ)MLK (CL)KJI
(DH)FMN (AO)NML (DK)JIM LML
(SJ)QRS-QR(SE)LMNOPQR
(FQ)OPQ-JK(GL)MLKLJKL
(FK)MLK-JI(JE)IHIJKLM
(FK)MLM-NO(GL)MNOPQRS
(SI)QRS-QR(SE)LMNOPQR
(FQ)OPQ-JK(GL)MLKLJKL
(FK)MLK-JI(EJ)IHIJKLM
(FK)MLM-NO(GL)MNOPQRS
(HQ)-JLO (EP)-GIL (OF)-HJM (NC)-GJL
(MD)-FHK (LA)-CEH (MD)-FHK (NE)

Other songs here:
>>>>>>>>Other songs<<<<<<<<<

Quite fun :P

Finally, after delaying for so long

After dilly dallying (did I get that right?), finally I took the plunge and signed S&P and loan offer letter for Summer Place by IJM. I've thinking day and night over this property. My head almost explode and I've been very indecisive. This is my weakness. I should've just botched the deal or sign it right away. Instead, I went there a few times and wasted my time and money. But maybe I do all this thing to calm down myself and make sure I bought the right investment property. Let's see whether this property is good:

a) next to the sea with no project going to block the view - checked
b) build by IJM with red bricks - checked
c) no need to pay interest until completion - checked
d) two carpark - checked
e) great facility - checked

But there's a few downside but nothing is perfect. Well, I hope this condo will appreciate after it was finished built in 2009. Else, I just gotta stay in it. I guess I have to turn down the 1-World property which is bigger (at 1560sqft). Unless I'm able to get more loans. I think I'm getting crazy into high gearing. As 50 Cents says, get rich or die trying.

Anyway, another reason I push myself to sign the S&P is because the stock rise today. It seems like if I don't go for this investment, I might miss out the bottom like I miss out the stock. And property is delayed 1 or 2 quarter compared to stock. If stock rise now, property will rise soon. Well, that's the risk I have to take or forever I'll be in the state I'm in.

As we know, rich people is doing rich people things. Poor people is doing poor people's thing. We need to do rich people things to get rich. I wonder if property investment is one of it?

By Elections reflect people's will

Pakatan Rakyat win with increase majority has done a big damage to Najib's credibility. I feel good about this. I congratulate voters in Bukit Gantang and Bukit Selambau for making the right choice. Very quiet response from Najib and Maha Firaun. Hehe..

To BN, let me tell you why almost 100% non-Malay votes went for Pakatan Rakyat. It's just one and only one reason. Non-Malay just want to be treated like Malaysian. Not "rakyat asing" (foreigners) okay! No more stupid quota based on skin. We born here. Not overseas. As long as your Ketuanan Melayu crap with keris waving antics is around instead of Ketuanan Rakyat Malaysia, then you can kiss non-Malay votes good bye.