Regretted selling my house

Suddenly a big regret hang over my head today. I just realised that I will pay a lot for the new house (not in terms of house price). I'll be paying more for tax assessment (cukai taksiran) and maintenance fees.

Gambier Heights house
Maintenance = RM90 x 12 per month
Tax assessment = RM70 x 2 half yearly
Cost = RM1220

Sri Saujana new home
Maintenance = RM185 x 12
Tax assessment = RM212 x 2
Cost = RM2644

Wow, that's almost double the cost over a year. I have extra RM1424 to spend if I stay put in Gambier Heights. Not to mention higher purchasing cost into Sri Saujana and loan that I need to service. I've failed to realise all this cost before selling my current home. I'm kicking myself now.

Since last year to now, I've made a lot of financial mistake and this cost a me a lot of money. I'm now poorer by a lot. And this is during economic crisis. Sigh.... I scared the worst is yet to come.

2 Weeks of KLCI surging

Wow, this is crazy. The stock market that I've been eyeing shoot up far away beyond my understanding. It's irrational market now. I don't dare to go in. I feel regret I didn't buy any stocks (KNM, ZELAN and KINSTEL) when it plunge to lowest level few weeks ago. All go up at least 30%. Touching 950 points now. The feeling of regret is terrible. I hope I can get over this feeling.

Need to take my mind of KLCI for a moment. :(

Playing piano using keyboard

Today my friend teach me how to play piano using flash:

>>>>>>Piano Flash player (click here)<<<<<<<<<<

Just using the key on your keyboard, you can play Canon-in-D:
(in bracket means have to press two key together)

H-JLO E-ILN F-HJM C-GIL
D-FHK A-EHJ D-FHK E-GIL
(HQ)-JLO (EP)-GIL (OF)-HJM (NC)-GJL
(MD)-FHK (LA)-CEH (MD)-FHK (NE)-GIL
ONOH (G B )LIJ (CH)ONM (CN)QST
(DR)QPR (QA)PON (DM)LKJ (EI)KJI
(EH)IJK (EG)ILK (FJ)MLK (CL)KJI
(DH)FMN (AO)NML (DK)JIM LML
(SJ)QRS-QR(SE)LMNOPQR
(FQ)OPQ-JK(GL)MLKLJKL
(FK)MLK-JI(JE)IHIJKLM
(FK)MLM-NO(GL)MNOPQRS
(SI)QRS-QR(SE)LMNOPQR
(FQ)OPQ-JK(GL)MLKLJKL
(FK)MLK-JI(EJ)IHIJKLM
(FK)MLM-NO(GL)MNOPQRS
(HQ)-JLO (EP)-GIL (OF)-HJM (NC)-GJL
(MD)-FHK (LA)-CEH (MD)-FHK (NE)

Other songs here:
>>>>>>>>Other songs<<<<<<<<<

Quite fun :P

Finally, after delaying for so long

After dilly dallying (did I get that right?), finally I took the plunge and signed S&P and loan offer letter for Summer Place by IJM. I've thinking day and night over this property. My head almost explode and I've been very indecisive. This is my weakness. I should've just botched the deal or sign it right away. Instead, I went there a few times and wasted my time and money. But maybe I do all this thing to calm down myself and make sure I bought the right investment property. Let's see whether this property is good:

a) next to the sea with no project going to block the view - checked
b) build by IJM with red bricks - checked
c) no need to pay interest until completion - checked
d) two carpark - checked
e) great facility - checked

But there's a few downside but nothing is perfect. Well, I hope this condo will appreciate after it was finished built in 2009. Else, I just gotta stay in it. I guess I have to turn down the 1-World property which is bigger (at 1560sqft). Unless I'm able to get more loans. I think I'm getting crazy into high gearing. As 50 Cents says, get rich or die trying.

Anyway, another reason I push myself to sign the S&P is because the stock rise today. It seems like if I don't go for this investment, I might miss out the bottom like I miss out the stock. And property is delayed 1 or 2 quarter compared to stock. If stock rise now, property will rise soon. Well, that's the risk I have to take or forever I'll be in the state I'm in.

As we know, rich people is doing rich people things. Poor people is doing poor people's thing. We need to do rich people things to get rich. I wonder if property investment is one of it?

By Elections reflect people's will

Pakatan Rakyat win with increase majority has done a big damage to Najib's credibility. I feel good about this. I congratulate voters in Bukit Gantang and Bukit Selambau for making the right choice. Very quiet response from Najib and Maha Firaun. Hehe..

To BN, let me tell you why almost 100% non-Malay votes went for Pakatan Rakyat. It's just one and only one reason. Non-Malay just want to be treated like Malaysian. Not "rakyat asing" (foreigners) okay! No more stupid quota based on skin. We born here. Not overseas. As long as your Ketuanan Melayu crap with keris waving antics is around instead of Ketuanan Rakyat Malaysia, then you can kiss non-Malay votes good bye.